Dennis J. Zisa & Associates, Inc.
Dennis J. Zisa & Associates

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What is an Installment Sale Purchase?

An installment sale, otherwise known as a "contract-for-deed", is a creative financing technique utilized in the purchase and sale of real estate. Because it involves "seller-financing", it effectively eliminates the need for the buyer to apply with a bank or mortgage company in order to get qualified for a mortgage loan. Here at Dennis J. Zisa & Associates, we specialize in this type of transaction. Because we deal with numerous investors and developers, we are in a position to list and maintain a constant inventory of homes where the sellers are willing to hold the financing, and accept the balance of their proceeds in monthly installments. This presents an invaluable opportunity (and in some cases the only chance) for home-ownership, when a prospective buyer has "problem credit", or is unable to sufficiently document his income. The installment sale buyer need only to come up with the required down payment, typically $4000 to $6000, depending on the home he selects. The balance on the installment contract is paid off in monthly, fixed rate payments, just like a mortgage.


These are the homes we currently have listed, which are also available on an installment sale basis. Please contact our office to speak with one of our sales associates for all the details.

1251 Dayton St., Camden, NJ

What our clients are saying  

I just want to thank you for selling two of my properties in Camden in this difficult economic environment Your unconventional yet productive solution to selling these properties was much appreciated. You will definately hear from me again in the near future...


~ Jack Lin

During the past year, you have helped me sell four of my houses in the city of Camden, and I must say that I have been thoroughly pleased with the real estate services that you have provided. Both you and your employees have demonstrated a professionalism that has exceeded my expectations based on my experience with other real estate agencies. Both you and your employess were professional, very thorough, attentive to detail, courteous and genuinely friendly...


~ Samuel Saldana

It is with great pleasure that I write to you this letter, thanking you for the great service you and your wonderful staff have extended towards me and my family in the selling of my property. Thank you for your honesty, sincerety and dedication in explaining to me what selling a house is all about. It is companies like yours that will be in the business for along time. I therefore have no reservations in recommending your service to anyone who wishes to do business with you.


~ Claudia Bullock

Thanks so much for all you have done. May God bless you and your associates. I couldn't have done this without the Lord. Also with a little help from you. God knows I appreciate your help. He worked a wonder.


~ Dolores Hillman

I'd like to thank you and your staff for all of the effort you extended to sell my property. It was a pleasure working with you. Thanks again for a job well done.


~ Billie Bryant

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